Debt Recovery
Unpaid invoices, overdue loans, and outstanding judgments can seriously disrupt cash flow and threaten the viability of any business or individual lender.
At RA Law Group, our debt recovery team acts swiftly, strategically, and cost-effectively to recover what is rightfully yours, whether the debt is $10,000 or $10 million.
Backed by Professional Recovery Services, we file debt recovery claims Australia wide.
What is Debt Recovery?
Debt recovery is the process of reclaiming money owed under contracts, loans or court orders when payments fall overdue or stop altogether. Unpaid debts can quickly strain cash flow and stall business operations, making swift action essential.
We deal with debtors every day. We know the tactics, the timelines and the pressure points, and we use them to recover what you are owed efficiently and commercially.
Our Expertise
RA Law Group delivers end-to-end debt recovery solutions tailored to businesses, financial institutions, tradespeople, property owners, and private lenders. Our services include:
Pre-Litigation and Demand Strategy
- Issuing professional letters of demand.
- Statutory demands under s 459E of the Corporations Act 2001.
- Bankruptcy notices for individuals.
- Negotiating payment plans or settlements before court action.
Court Proceedings and Judgment
- Commencing proceedings in Local, District, or Supreme Court (or Federal Court where required).
- Obtaining default, summary, or contested judgments quickly and efficiently.
- Cost-effective fixed-fee options for straightforward debts.
Enforcement of Judgments
- Examination notices and summons for financial examination.
- Garnishee orders (bank accounts, wages, rents).
- Writs of execution and seizure/sale of property.
- Appointment of receivers (PPSA or court-appointed).
- Winding-up and bankruptcy proceedings when appropriate.
Secured Debt and PPSA Enforcement
- Acting for secured creditors to take possession and sell collateral.
- Defending or challenging PPSA registration disputes.
Insolvency Integration
- Issuing creditor’s statutory demands and winding-up applications.
- Filing proofs of debt and representing creditors in liquidations and bankruptcies.
- Pursuing directors for insolvent trading or unfair preferences.
Volume and Portfolio Recovery
- Scalable processes for businesses with high-volume, low-value debts.
- Customised recovery workflows and reporting.
Why engage RA Law Group
- Results-Driven
High success rate in recovering funds quickly and cost-effectively.
- No Recovery, Reduced Fee Options
Competitive contingency and hybrid fee structures available.
- Commercial Focus
We recover the money without unnecessarily damaging ongoing commercial relationships (where that matters to you).
- National Reach
Registered practitioners in all Australian states and territories.
- Transparent Pricing
Clear fixed fees or staged pricing so you always know the cost versus likely return.
- Fast Action
Many debts resolved within weeks through strong initial demands and rapid enforcement.
Don’t let unpaid debts drain your business. The sooner you act, the higher your chance of full recovery.
Contact our Debt Recovery Team
Call RA Law Group or submit your debtor details online for a free initial assessment. Let us turn your outstanding invoices into cash quickly, professionally, and with minimum fuss.